Build From Scratch vs RemitSo White Label
True Cost Calculator
Enter your team salaries, pick your corridors — see exactly what it costs to build vs launch with RemitSo.
⚙ Configure Your Business
📈 Cost Comparison Results
Business Setup
Select your sending region, payout corridors, and build timeline.
Your In-House Development Team (Annual Salaries)
Enter the annual salary for each role. Your team builds and integrates everything — no separate integration cost.
| Role | Responsibility | Annual Salary (USD) |
|---|---|---|
| Backend Developer | Transaction engine, APIs, payment rails, FX logic | |
| Frontend Developer | Web app UI, customer portal, onboarding flows | |
| Android Developer | Android mobile app, push notifications | |
| iOS Developer | iOS mobile app, Apple Pay, App Store | |
| Back Office Developer | Admin panel, agent management, reporting | |
| QA / Testing | Testing, bug tracking, security audit, UAT | |
| Compliance Officer (MLRO) | AML/KYC oversight, regulatory reporting, SAR filing | |
| Total Team Cost / Year | $52,000 |
Integration Time: Build vs RemitSo
Your salaried team handles all integrations (no extra cost). Here's the time each takes vs RemitSo where they're already built-in.
| Integration | Build (Your Team's Time) | RemitSo |
|---|---|---|
| Bank Transfer / SWIFT Payout | 4-8 weeks | Built-in (Day 1) |
| Mobile Money (M-Pesa, GCash) | 3-6 weeks | Built-in (Day 1) |
| Cash Pickup Network | 4-8 weeks | Built-in (Day 1) |
| Wallet / E-Wallet Payout | 2-4 weeks | Built-in (Day 1) |
| Payment Gateway (Collection) | 2-3 weeks | Built-in (Day 1) |
| KYC/AML Provider | 3-5 weeks | Pre-integrated* |
| FX Rate Feed | 2-3 weeks | Built-in (Day 1) |
| Sanctions / PEP Screening | 3-4 weeks | Pre-integrated* |
| Transaction Monitoring | 3-5 weeks | Built-in (Day 1) |
| Notification System (SMS/Email) | 1-2 weeks | Built-in (Day 1) |
* KYC & screening are pre-integrated — you pay the third-party provider directly. No RemitSo markup.
Other Monthly Costs
These costs apply regardless of build vs white label. Enter your estimates.
$
Ongoing bug fixes, patches after launch (build path only)
$
AWS/GCP — same cost for both paths (you pay directly)
$
~$100/mo for 100 user verifications (third-party direct)
Total 3-Year Savings with RemitSo White Label
$0
Save 0% over 3 Years
Year 1 Cost Comparison
High Cost
Build From Scratch — Year 1
$0 / year 1
Lean & Fast
RemitSo White Label — Year 1
$0 / year 1
Time to Revenue
Feature Comparison
| Capability | Build From Scratch | RemitSo White Label |
|---|
Request a Demo — See How We Can Save You More
The numbers above are estimates. In a live demo, we'll show you exactly how RemitSo helps you launch faster and expand your business at even less cost than estimated here.
No obligation. We'll show you real savings tailored to your business.